What is considered "bad debt" for a security clearance form?

Question by Avatar: What is considered "bad debt" for a security clearance form?
I am in the process of applying for a security clearance and they are asking me to disclose any "bad debt". My wife and I do have some school debt and just under $ 3000 on credit cards - none of which is behind on payments in any way. We have no mortgage or car debt. Would any of that qualify as something to call "bad debt"?

Thanks for your help


Best answer:
Answer by MikeGolf'Bad debt' is anything you are delinquent on. If you are (and heve been) current on all your payments then you are fine.

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