Question by sam: How should I handle my credit card debt since I am foreclosing on my house?
I am going to let my house in California foreclose. I have about $ 28,000.00 in credit card debt. Should I file for bankruptcy? Should I just not pay my credit cards? Or should I continue to pay my credit cards? Is there a certain dollar amount of income you are allowed to make to be able to file for bankruptcy?
Best answer:
Answer by Let me steer youYes, there is an income requirement that is specific to your state, marital status, and the number of wage earners in your family.
Anyone can file a chapter 13 bankruptcy where you repay some of the money to your unsecured creditors (i.e.
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