Question by CHRISTINE: Suggest a good credit/debt consolidation company for me?
I'm in NYC and don't know how to go about choosing a company (one that's approved by the federal gov't) that will help me get my credit back on track.
Best answer:
Answer by se7a7n7I was thinking about consolidation then I found out about setting up payoff plans with my Cards.
Basically they turn off your account, lock you into monthly, automatic payments, and..... drop your APR to as low as...... wait for it.... wait for it...... 0%!!!!!!
I had cards that wanted $ 250 monthly payments and since I'm so bad at just making the payment I would always get late payment charges so my APR was so
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