Q&A: How can I improve my credit after something is "charged off as bad debt"?

Question by saywhaturthinking: How can I improve my credit after something is "charged off as bad debt"?
I had something "charged off as bad debt." I want to pay it off now that I can, but it's been sold to another company. The original company keeps marking credit every month, saying it was "charged off". If I pay the new company that is holding it, will the original company still mark my credit every month? How long will they do that?


Best answer:
Answer by kapnNope........to late ..........you have to live with it now...........7 years............

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