Would paying one thing off of my credit debt change my score a little bit?

Question by Mami21: Would paying one thing off of my credit debt change my score a little bit?
My credit score is 544, and I have two outstanding debts on my account, one is a medical bill for $ 380.00 and another is a cell phone bill for $ 1,025.00. If I paid for my medical bill in whole, how many points do you think that would bring my score up until I am able to make some payments on my cell phone debt?


Best answer:
Answer by bdancer222Paying off derogatory items will not improve your score unless you get the items deleted from your file. Since both these items are single entry, you can ask for a pay for delete -- you pay $ x and they delete the item.

You may even be able to

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